New South Wales Stamp Duty Calculator
In New South Wales, stamp (transfer) duty on a A$750,000 home is about A$28,163 in 2025-26 — an effective rate of 3.75%. That's one of the lower duty bills of the eight states (3rd of 8 at this price). On A$500,000 it's A$16,913, and on A$1,000,000 about A$39,413. First home buyers pay no duty up to A$800,000, with a reduced concession phasing out by A$1,000,000. Enter your own price below.
$28,163 stamp duty (New South Wales, 2025-26)
Effective rate: 3.75% of the property value · Base duty: $28,163
Based on the New South Wales owner-occupier transfer-duty schedule for 2025-26.
Stamp duty as a share of your purchase
How each band builds your New South Wales duty
| Rate | Value from | to | In this band | Duty |
|---|---|---|---|---|
| 1.25% | $0 | $17,000 | $17,000 | $212.50 |
| 1.50% | $17,000 | $37,000 | $20,000 | $300.00 |
| 1.75% | $37,000 | $99,000 | $62,000 | $1,085.00 |
| 3.50% | $99,000 | $372,000 | $273,000 | $9,555.00 |
| 4.50% | $372,000 | $750,000 | $378,000 | $17,010.00 |
Same $750,000 live-in home, every state — where stamp duty costs least
| State / territory | Stamp duty | Effective rate |
|---|---|---|
| Australian Capital Territory | $19,208 | 2.56% |
| Queensland | $19,600 | 2.61% |
| New South Wales | $28,163 | 3.75% |
| Tasmania | $28,935 | 3.86% |
| Western Australia | $29,740 | 3.97% |
| South Australia | $35,080 | 4.68% |
| Northern Territory | $37,125 | 4.95% |
| Victoria | $40,070 | 5.34% |
2025-26 transfer/land transfer/conveyance duty rates verified against each state revenue office (Revenue NSW, SRO Victoria, Queensland Revenue Office, RevenueWA, RevenueSA, SRO Tasmania, ACT Revenue Office, NT Territory Revenue Office). Educational estimate for a standard residential purchase — first-home and foreign-buyer rules have eligibility conditions; confirm with the state revenue office or your conveyancer. How we calculate →
New South Wales stamp duty in 2025-26
Here's the New South Wales transfer duty on common prices (owner-occupier, 2025-26): A$500,000 → A$16,913 (3.38%); A$750,000 → A$28,163 (3.75%); A$1,000,000 → A$39,413 (3.94%). The effective rate rises with price because the top bands carry higher rates.
New South Wales sets its own duty scale, so these figures are specific to New South Wales — the calculator shows the exact band-by-band build-up for any price, plus how New South Wales stacks up against the other seven states and territories.
First home buyers in New South Wales
First home buyers pay no duty up to A$800,000, with a reduced concession phasing out by A$1,000,000. First Home Buyers Assistance Scheme: full duty exemption on a new or existing home valued at or under $800,000, with a concessional reduced rate from $800,000 to $1,000,000 (eligible first home buyers only).
For example, an eligible first home buyer purchasing a A$650,000 home in New South Wales would pay about A$0 — a full exemption. Tick "first home buyer" to apply it.
Foreign buyers in New South Wales
New South Wales adds a 9.00% foreign purchaser surcharge on residential property bought by foreign persons, on top of ordinary duty. On a A$750,000 home that's an extra A$67,500, lifting total duty to about A$95,663.
How New South Wales compares with the other states
On a A$750,000 owner-occupier purchase, New South Wales ranks 3rd of 8 for stamp duty (1 = cheapest). The cheapest at this price is Australian Capital Territory; the most expensive is Victoria. The calculator's comparison table ranks all eight for your exact price — useful if you're deciding between states or buying interstate.
These are estimates for a standard residential purchase using each state's published 2025-26 rates. First-home and foreign-buyer rules carry eligibility conditions — confirm with the New South Wales revenue office or your conveyancer before you commit.
New South Wales stamp duty — frequently asked questions
How much is stamp duty on a $750,000 house in New South Wales?
About A$28,163 in 2025-26 for an owner-occupier — an effective rate of 3.75% of the purchase price. On A$500,000 it's A$16,913 and on A$1,000,000 about A$39,413.
Do first home buyers pay stamp duty in New South Wales?
First home buyers pay no duty up to A$800,000, with a reduced concession phasing out by A$1,000,000. First Home Buyers Assistance Scheme: full duty exemption on a new or existing home valued at or under $800,000, with a concessional reduced rate from $800,000 to $1,000,000 (eligible first home buyers only).
Is there a foreign buyer surcharge in New South Wales?
Yes — New South Wales adds a 9.00% surcharge on residential property bought by foreign persons, on top of ordinary transfer duty (about A$67,500 extra on a A$750,000 home).
How much stamp duty on $500,000 and $1,000,000 in New South Wales?
In New South Wales (2025-26, owner-occupier): a A$500,000 property is about A$16,913 (3.38%), and A$1,000,000 is about A$39,413 (3.94%).
Which state has the cheapest stamp duty for a $750,000 home?
At A$750,000 (owner-occupier, 2025-26), the cheapest is Australian Capital Territory and the most expensive is Victoria. New South Wales ranks 3rd of 8. The comparison table re-ranks all eight for your exact price.
Stamp duty calculators by state
Australian stamp duty calculator · then pick any state:
Researched & verified by the Calcuris Data & Research Team. How we build and check our tools →