GST/HST Credit (Now CGEB) Calculator
The GST/HST credit was officially renamed the Canada Groceries and Essentials Benefit (CGEB) in July 2026 — same quarterly, tax-free payment, new name, and amounts increased 25% for five years (2026-2031). For the current period (July 2026 - June 2027, based on your 2025 tax return): a single person with no children and $30,000 in adjusted family net income (AFNI) gets $679.00/year ($169.75 a quarter); a couple with 2 children at $55,000 AFNI gets $929.60/year. Enter your own numbers below for your exact amount and payment dates.
$679.00 a year (CGEB, single, no children)
Quarterly payment: $169.75
Base amount $679.00 (no reduction — AFNI is under the $46,432 threshold).
The GST/HST credit was renamed the Canada Groceries and Essentials Benefit (CGEB) in July 2026, with amounts increased 25% for five years. It's the same quarterly, tax-free payment — just a new name and a bigger cheque.
How your CGEB amount is built
| Component | Amount |
|---|---|
| Individual amount | $445.00 |
| Single supplement (phased in above $11,564) | $234.00 |
| Base amount | $679.00 |
| Reduction (5% of AFNI over $46,432) | −$0.00 |
| Annual CGEB | $679.00 |
How your CGEB changes with income (single, no children)
| AFNI | Annual CGEB |
|---|---|
| $0 | $445.00 |
| $5,000 | $445.00 |
| $10,000 | $445.00 |
| $15,000 | $513.72 |
| $20,000 | $613.72 |
| $25,000 | $679.00 |
| $30,000 | $679.00 |
| $35,000 | $679.00 |
| $40,000 | $679.00 |
| $45,000 | $679.00 |
| $50,000 | $500.60 |
| $55,000 | $250.60 |
| $60,000 | $0.60 |
| $65,000 | $0.00 |
| $70,000 | $0.00 |
| $75,000 | $0.00 |
| $80,000 | $0.00 |
| $85,000 | $0.00 |
| $90,000 | $0.00 |
Same situation, before the July 2026 CGEB renaming (2025-26 period)
Previous (2025-26, base 2024): $533.00 a year vs $679.00 now — about 27% more under the CGEB's 25% increase.
2026-27 payment dates
2026-07-10 (approx, juillet) · octobre 2026 · janvier 2027 · avril 2027
CGEB (formerly GST/HST credit) amounts and thresholds verified against the CRA's official payments chart for the July 2026 - June 2027 period (base year 2025). Educational estimate — your actual payment depends on your filed tax return and CRA assessment. How we calculate →
The GST/HST credit has a new name: CGEB
If you searched for the "GST/HST credit," you're in the right place — the Canada Revenue Agency officially renamed it the Canada Groceries and Essentials Benefit (CGEB) in July 2026. It's the exact same tax-free, quarterly payment designed to offset the GST/HST you pay on groceries and everyday essentials — the CRA simply gave it a name that describes what it's for, and increased the amounts 25% for five years (2026 through 2031).
Nothing about eligibility or how you apply has changed: you still get it automatically if you file a tax return and meet the income and residency requirements — there's no separate CGEB application.
How your CGEB amount is calculated
The base amount depends on your family situation: $445 for an eligible individual, another $445 for a spouse or common-law partner, and $234 per child under 19. A single parent's first child counts for $445 (in lieu of the spousal amount) rather than $234. A single person with no children also gets a phased-in supplement (up to $234) as income rises above $11,564 — topping their total up toward the couple-equivalent amount.
Then the total is reduced by 5% of AFNI above $46,432 (adjusted family net income), down to a floor of $0. That's why the credit shrinks — and eventually disappears — as household income rises. Quarterly payments are simply the annual amount divided by 4.
How much more is the CGEB than the old GST/HST credit?
The July 2026 renaming came with a 25% increase across every component: the individual, spousal and single-parent-first-child amounts rose from $349 to $445, and the per-child amount from $184 to $234. The phase-in and phase-out thresholds were also indexed slightly higher. Use the comparison in the calculator to see exactly how much more your household gets under the CGEB versus the 2025-26 period.
Frequently asked questions
Is the GST/HST credit the same as the CGEB?
Yes. The Canada Revenue Agency renamed the GST/HST credit to the Canada Groceries and Essentials Benefit (CGEB) in July 2026. It's the same quarterly, tax-free payment — just a new name, with amounts increased 25% for five years.
How much is the GST/HST credit (CGEB) for 2026-27?
The maximum is $679 a year for a single person with no children ($445 + up to $234 supplement), $890 for a couple with no children, plus $234 per child under 19. Amounts are reduced 5% of adjusted family net income (AFNI) above $46,432.
Do I need to apply for the CGEB separately?
No. Like the GST/HST credit before it, the CGEB is calculated automatically by the CRA when you file your annual tax return — there's no separate application, even if you have no income to report.
When are the CGEB payment dates for 2026-27?
Payments are made quarterly: around early July 2026, October 2026, January 2027 and April 2027, deposited directly or mailed by the CRA.
How is the single supplement calculated for the GST/HST credit / CGEB?
A single person with no children gets an extra amount that phases in at 2% of AFNI above $11,564, capped at $234 — so a single person's total maxes out at $679 (the same as half of a couple's $890 combined with the child mechanics), before the 5% reduction applies above $46,432.
Researched & verified by the Calcuris Data & Research Team. How we build and check our tools →