Ontario Land Transfer Tax Calculator
In Ontario, the land transfer tax on a CA$700,000 home is about CA$10,475 in 2026 — an effective rate of 1.50%. That's one of the higher bills of the 12 jurisdictions we track (8th of 12 at this price). On CA$400,000 it's CA$4,475, and on CA$1,000,000 about CA$16,475. First-time buyers get a refund of up to CA$4,000 of the provincial tax. Enter your own price below.
$6,475 land transfer tax (Ontario, 2026)
Effective rate: 1.29% of the property value · Base amount: $6,475
Standard progressive Land Transfer Tax bands.
How each band builds your Ontario amount
| Rate | Value from | to | In this band | Amount |
|---|---|---|---|---|
| 0.50% | $0 | $55,000 | $55,000 | $275.00 |
| 1.00% | $55,000 | $250,000 | $195,000 | $1,950.00 |
| 1.50% | $250,000 | $400,000 | $150,000 | $2,250.00 |
| 2.00% | $400,000 | $500,000 | $100,000 | $2,000.00 |
Same $500,000 purchase, all 12 jurisdictions — where it costs least
| Province / city | Total | Effective rate |
|---|---|---|
| Alberta (fee) | $550 | 0.11% |
| Saskatchewan (fee) | $2,000 | 0.40% |
| Newfoundland and Labrador (fee) | $2,098 | 0.42% |
| New Brunswick | $5,000 | 1.00% |
| Prince Edward Island | $5,000 | 1.00% |
| Quebec | $5,611 | 1.12% |
| Montreal | $5,611 | 1.12% |
| Ontario | $6,475 | 1.29% |
| Nova Scotia (Halifax) | $7,500 | 1.50% |
| Manitoba | $7,650 | 1.53% |
| British Columbia | $8,000 | 1.60% |
| Toronto | $12,950 | 2.59% |
2026 land transfer tax / property transfer tax / deed transfer tax rates verified against official provincial and municipal sources (Ontario.ca, Toronto.ca, gov.bc.ca, gov.mb.ca, Quebec.ca, Montreal.ca, Halifax.ca, NovaScotia.ca, laws.gnb.ca, gov.pe.ca, gov.nl.ca, ISC Saskatchewan, Alberta.ca). Educational estimate for a standard residential purchase — first-time buyer and non-resident rules carry eligibility conditions; confirm with the relevant land registry office or your lawyer/notary. How we calculate →
Ontario land transfer tax in 2026
Here's the Ontario land transfer tax on common prices (2026): CA$400,000 → CA$4,475 (1.12%); CA$700,000 → CA$10,475 (1.50%); CA$1,000,000 → CA$16,475 (1.65%). The effective rate rises with price as higher bands carry higher rates.
Ontario sets its own schedule, so these figures are specific to Ontario — the calculator shows the exact band-by-band build-up for any price, plus how Ontario stacks up against the other eleven jurisdictions.
First-time buyers in Ontario
First-time buyers get a refund of up to CA$4,000 of the provincial tax.
For example, an eligible first-time buyer purchasing a CA$600,000 home in Ontario would pay about CA$4,475 (saving CA$4,000 versus the standard amount). Tick "first-time buyer" to apply it.
Non-residents buying in Ontario
Ontario adds a non-resident surtax on top of the ordinary land transfer tax of 25.00%. On a CA$700,000 home that's an extra CA$175,000, lifting the total to about CA$185,475.
How Ontario compares with the rest of Canada
On a CA$700,000 purchase, Ontario ranks 8th of 12 jurisdictions we track (1 = cheapest). The cheapest at this price is Alberta; the most expensive is Toronto. The calculator's comparison table ranks all twelve for your exact price — useful if you're deciding between cities or provinces.
These are estimates for a standard residential purchase using each jurisdiction's published 2026 rates. First-time buyer and non-resident rules carry eligibility conditions — confirm with the Ontario land registry office or your lawyer/notary before you commit.
Ontario land transfer tax — frequently asked questions
How much is land transfer tax on a $700,000 house in Ontario?
About CA$10,475 in 2026 — an effective rate of 1.50% of the purchase price. On CA$400,000 it's CA$4,475 and on CA$1,000,000 about CA$16,475.
Do first-time buyers get a rebate in Ontario?
First-time buyers get a refund of up to CA$4,000 of the provincial tax.
Is there a non-resident surtax in Ontario?
Yes — on a CA$700,000 home it adds about CA$175,000, for a total of about CA$185,475.
How much land transfer tax on $400,000 and $1,000,000 in Ontario?
In Ontario (2026): a CA$400,000 property is about CA$4,475 (1.12%), and CA$1,000,000 is about CA$16,475 (1.65%).
Which Canadian jurisdiction has the cheapest land transfer tax for a $700,000 home?
At CA$700,000 (2026), the cheapest is Alberta and the most expensive is Toronto. Ontario ranks 8th of 12. The comparison table re-ranks all twelve for your exact price.
Land transfer tax calculators by jurisdiction
Canadian land transfer tax calculator · then pick any jurisdiction:
Researched & verified by the Calcuris Data & Research Team. How we build and check our tools →