Reading Paycheck Calculator — Local Income Tax
Reading, Pennsylvania charges a flat 3.60% local income tax on top of your federal, FICA and Pennsylvania state income tax. On a $100,000 salary that's about $3,600 a year in Reading local tax, leaving $72,510/year take-home ($2788.85 biweekly) for a single filer in 2026. Enter your own pay in the calculator above for an exact breakdown.
$2,265.10 take-home / paycheck
Gross: $2,884.62 · Federal: $295.00 · Social Security: $178.85 · Medicare: $41.83 · Reading: $103.85
Annual take-home: $58,893 on $75,000 gross · 79% of gross
Includes Reading local income tax.
Full breakdown (per paycheck & annual)
| Line | Per paycheck | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000 |
| Federal income tax | −$295.00 | −$7,670 |
| Social Security (6.2%) | −$178.85 | −$4,650 |
| Medicare (1.45%) | −$41.83 | −$1,088 |
| Reading local tax | −$103.85 | −$2,700 |
| Take-home (net) | $2,265.10 | $58,893 |
Federal & FICA: IRS Rev. Proc. 2025-32 + SSA 2026 (SS wage base $184,500). State: Tax Foundation 2026. Reading local tax: official jurisdiction source, 2026. Assumes constant pay. How we calculate →
How Reading's local income tax works
Reading levies a flat 3.60% local income tax on top of Pennsylvania's state income tax — the same piggyback mechanism used across this jurisdiction. Because the rate is flat, your local tax is simply your taxable income multiplied by 3.60%, regardless of how much you earn.
On $60,000, that's $2,160 a year; on $100,000, $3,600 a year. Reading City + Reading School District combined EIT is 3.6% for residents (one of PA's highest, under a special Act 511 provision similar to Scranton). Nonresident wage-tax treatment for Reading has its own special provisions distinct from the standard Act 32 reciprocity rule — flag for a dedicated follow-up before building the page; do not assume standard nonresident logic.
Reading vs. Pennsylvania state tax and neighboring jurisdictions
Pennsylvania's own state income tax (separate from Reading's local tax) applies statewide; on a $100,000 salary that's about $3,070 a year before any local tax is added.
Among the 10 local jurisdictions in this dataset for Pennsylvania, Reading ranks #2 by dollar amount of local tax owed on a $100,000 salary — the highest is Philadelphia and the lowest is Wilkes-Barre.
Reading paycheck example (2026, single filer)
$60,000 salary: federal $5,020, FICA $4,590, Pennsylvania state tax $1,842, Reading local tax $2,160 → take-home $46,388/year ($1784.15 biweekly).
$100,000 salary: federal $13,170, FICA $7,650, Pennsylvania state tax $3,070, Reading local tax $3,600 → take-home $72,510/year ($2788.85 biweekly).
These assume the standard deduction, no pre-tax 401(k)/health deductions and biweekly pay. Use the calculator above for your own salary, filing status and deductions.
Who pays Reading's local income tax
This tax applies to residents of Reading based on where you live, following the same piggyback withholding as Pennsylvania's state income tax. Nonresidents working in Reading are generally not subject to this county/city tax (confirm with your employer's payroll department).
Reading local tax — frequently asked questions
How much is Reading's local income tax?
Reading charges a flat 3.60% local income tax. On a $100,000 salary that works out to about $3,600 a year for a single filer in 2026.
What is the take-home pay on $60,000 in Reading?
About $46,388 a year ($1784.15 biweekly) for a single filer in 2026, after federal tax, FICA, Pennsylvania state tax and Reading's local tax of $2,160.
What is the take-home pay on $100,000 in Reading?
About $72,510 a year ($2788.85 biweekly) for a single filer in 2026, after federal tax, FICA, Pennsylvania state tax and Reading's local tax of $3,600.
Is Reading's local tax the same as Pennsylvania's state income tax?
No — they're separate. Pennsylvania state income tax applies regardless of local jurisdiction; Reading's local tax (a flat 3.60% local income tax) is added on top, following the same piggyback withholding.
Is Reading's local tax higher or lower than other Pennsylvania jurisdictions?
Reading ranks #2 of 10 local jurisdictions covered for Pennsylvania by dollar amount of tax at $100,000 — Philadelphia is the highest and Wilkes-Barre is the lowest.
How is Reading's local income tax calculated?
Your local taxable income (the same base used for Pennsylvania state tax) is multiplied by 3.60%.
Other local income tax jurisdictions in Pennsylvania
More paycheck & tax tools
Pennsylvania paycheck calculator (state-level) · Federal income tax calculator · National paycheck calculator
Researched & verified by the Calcuris Data & Research Team. How we build and check our tools →